At Private Wealth Solutions, we provide much more than investment management services to our clients.
The New Client Experience
Complimentary Investment and Financial Advice
Your current 401(k) or other employer sponsored plan
Friends and relatives
Retirement Probability Calculation
Through use of a detailed questionnaire, a complete analysis of retirement income needs and expected expenses is generated. Volatility is measured by using the Riskalyze® software. This report details the likelihood of you reaching your financial goals while addressing the three main risks in retirement:
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Outliving your money
Significant principal loss
Disabling illness
Comprehensive Wealth Analysis Report
A detailed analysis of:
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Risk of your portfolio (overlap and correlation analysis)
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Tax implications of your holdings
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Estate Planning challenges
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Insurance needs
Customized Morningstar® Web Portal
Quarterly performance reports, billing summaries, document storage
Daily account values and customizable performance analysis
Client Benefits
What You Can Expect From Us
Timely and accurate reporting of your investments through monthly or quarterly statements
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Minimum of annual or semi-annual investment reviews and updates
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A comprehensive plan that takes into account ALL your financial needs including: insurance, estate planning, investments, and more
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Regular phone calls just to "check-in"
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Unbiased and objective investment advice
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A well-thought-out approach to securing your long-term financial goals
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A well diversified portfolio that reduces volatility while securing your long term financial goals
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Total and complete confidentiality on all matters
Objective financial advice for friends or relatives
What You Should Not Expect From Us
Market Prognostication
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The "best" performing mutual funds
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Opinions on individual stocks
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A risk free portfolio
What We Expect of You
Availability to meet 1-2 times a year
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Prompt response to telephone messages
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Total disclosure and complete honesty
How We Get Paid
Fees are tiered and begin at 1.5%
They are detailed on our client service agreement.
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Commissions may be paid on insurance products (Annuities, Life Insurance, Long Term Care)
Client Service Agreement
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Semi-annual or quarterly in-person investment reviews (depending on need)
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Retirement probability calculation updated daily
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Quarterly check-in phone calls
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Complimentary quarterly financial updates
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Customized web portal
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account performance and balances updated daily​
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document storage
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Portfolio volatility preference measured using Riskalyze® software
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Retirement probability calculation updated daily​
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Complete review of all financial assets, including 401(k) plans and other assets not managed by the team
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Financial advice for friends and relatives
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Advice on all financial matters (tax, home loans, insurance, etc.)
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Prompt and courteous response to your other professionals (CPA, Loan Office Attorney, etc.)
Fees
We offer a tiered rate schedule or a flat fee plan on request (Our minimum flat fee is $1,500.00. Our maximum fee is $5,000.00*).
Range
$250,000-$0
$500,000 - $250,000
$1,000,000 - $500,000
$5,000,000 - $1,000,000
$100,000,000 - $5,000,000
Fee
1.5%
1.25%
1.00%
0.75%
0.60%
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*Additional fees may apply depending on the account type.
What To Bring To Your First Appointment
Tax Return
All Financial Statements
Insurance Policies
Financial/Investment Goals
An Open Mind