Doug believes that life is best lived with a balance of family, work, play and charity.  He tries to live his life, and encourage others to live theirs, in balance.

Education has always been a core value for my family, so when I was born, my parents started a savings account for me.  They wanted to fund my college education, and though they weren’t wealthy, they set aside $3,000 to pay for my college education.  Being novice investors, they opened a savings account at our local bank.  When I went to college 18 years later, that savings had growth to $3,700, which paid for my room and board freshman year.  Later, I learned that had that savings been invested in a stock mutual fund, the balance would have been closer to $20,000!  Because I didn’t have the extra $16,000, I worked the last three years of my college years, often as many as 32 hours a week.  Although I was able to graduate from UCSB in 4 years the extra money sure would have helped! 

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I’m an investment adviser to help people better use their savings to meet their current and future financial needs.  I know my parents would have been grateful to have a professional guide them to better investing my college savings.  They were my first clients when I received my investment license in November 1991, and now I invest their retirement savings.